Welcome to part 5 of our 7 part series of blogs in which we set out to debunk the myths of applying for a mortgage. Click on the links below to catch up on the previous parts!
Read on for todays content!
"I have already seen someone (So I’m reluctant to commit any more time to this)"
This is a tough one, you might have already spent an hour at your bank or seen another advisor somewhere and there is so much to do. Work commitments, children, schools, family, life seems to get busier every year! It doesn’t end there, if you are buying a place, there are solicitors, estate agents, people in the chain and many other pressures coming at you seemingly at once. When people look to save some time, they often take a “that will do” approach to their mortgage.
Choosing the wrong TV, sofa or even a new car can have repercussions but, if it is not quite right, you only have to live with the inconvenience or higher cost for a few years at most. In contrast a mortgage term can be 15, 20, 30 or even 35 years, so imagine the total cost to you on a mortgage that could have been sourced for £20 per month less over a 35-year period. Our job is to save our clients the maximum possible money we can. With that in mind are you sure you cannot find time for that 45-minute meeting?
We don’t want to create inconvenience, but we firmly believe that this topic demands your attention. Foursquare are primarily a “boots on the ground” operation meaning we come to see you at your home, place of business or the nearest Costa Coffee (other reputable coffee institutions are available!) and we can even do it over the phone, our meetings are flexible to suit you.
Tune in tomorrow for more mortgage myth busters! 😊